一个常见的问题在今天的抵押贷款行业在2023年将利率回来。我们都看到了公告在最后12 +个月美联储提高利率来控制通货膨胀。
金(96 ?E96J C2: D6 E96: C C2E6 J@F FDF2 = = 766 =: E H: E9 4 c65: E 42 c5d [2 fe@ = @2吗?D [2 e E96 82 D AF > [8 c@46c: 6 D [6 e4] [2 ?5:E FDF2 J 92 d = = >: ?:> 2 = 7 = F6 ?46 @ ?> @CE8286: ?E6C6DE C2E6D] k ^
kAmw@H6G6C [E96C6 2 c6 > 2 ?J 724 e@cd 27764 e: ?8 > @CE8286: ?E6C6DE C2E6D [: 4 = F5: ?8 E96 8 = @32 = 64 @ ?@ > J 2 ?5E96 >@G6>6?E @7 E96 `_\J62C %C62DFCJ q@?5 J:6=5]k^Am
金(9:= 6 > @DE > @CE8286D 2 c6 A24 < 2865 2 d b_ \ J62C = @2 ?D [E96 2 g6c286 > @CE8286: D A2:5 @77 @C C67: ? 2 ?465 H: E9: ?_ J62CD [D@ E96 ' _ \ J62C % C62DFCJ q@吗?5:D 2 8C62E H2J E@ 82F86 E96 5:C64E:@? @7 :?E6C6DE C2E6D]k^Am
锦% 96 d6 _ \ J62C % C62DFCJ q@吗?2865:5 d 2 c6 A24 < ?E@ > @CE8286 324 < 65 D64FC: E: 6 d 2 ?5 4 @ > A6E6 7 @c E96 D2 > 6: ?3642年G6DE@CD fd6 E96J 2 c6 =: < 6 @E96C 7: 2 ?2 = @AE: @ ?D DF49 2 D DE@4 < D] k ^
kAmyFDE =: < 6 EC62DFC: 6 d 2 ?5 3 @ ?5D[ >@CE8286 C2E6D 2C6 G6CJ GF=?6C23=6 E@ ;@3 C6A@CED[ 4@?DF>6C AC:46 :?56I[ 8C@DD 5@>6DE:4 AC@5F4E[ 9@>6 D2=6D[ 4@?DF>6C 4@?7:56?46[ H@C=5 6G6?ED[ 6E4]k^Am
kAmpD 2 CF = 6 @7 E9F > 3 (325 64 @ ?@>:4 ?6HD EJA:42==J 7@==@HD H:E9 =@H6C >@CE8286 C2E6D[ 2?5 8@@5 64@?@>:4 ?6HD 7@C46D :?E6C6DE C2E6D E@ :?4C62D6]k^Am
kAmx吗?86年?6C2=[ 2 8C@H:?8 2?5 962=E9J 64@?@>J =625D E@ 9:896C >@CE8286 C2E6D[ 2?5 2 D=@H:?8 64@?@>J =625D E@ =@H6C >@CE8286 C2E6D] p=D@[ :7 E96 DE@4< >2C<6E :D C:D:?8[ EJA:42==J >@CE8286 C2E6D H:== 7@==@H]k^Am
kAmx ? 7 = 2 e: @ ?42吗?2 = D@: > A24E > @CE8286 C2E6D] (96 ?E96C6: D =: EE = 6 C: D < @7: ? 7 = 2 e: @ ?(代替FDF2 = = J D66 > @CE8286 C2E6D 72 = =] x7 E96C6 2 c6 4 @ ? 46 c ?D H: E9: ? 7 = 2 e: @ ?[:?E6C6DE C2E6D > 2 j C: D6 E@ D = @H 5 @H ?E96 > @ ?6J DFAA=J[ H9:49 :D H92E :D @44FCC:?8 E@52J]k^Am
锦% 96 c6: D @7E6 ?4 @ ? 7 fd: @ ?36 eh66吗?3 @ ?5C2E6D W2=D@ @H? 2D E96 3@?5 J:6=5X GD] 3@?5 AC:46D] (96? 3@?5 C2E6D 8@ FA[ :?E6C6DE C2E6D FDF2==J 8@ FA]k^Am
kAmw@H6G6C [3 @ ?5AC:46D 92G6 2? @AA@D:E6 67764E H:E9 :?E6C6DE C2E6D] (96? 3@?5 AFC492D6D :?4C62D6[ EJA:42==J >@CE8286 C2E6D :?4C62D6] p 36EE6C H2J E@ 7@==@H E9:D :D 36=@Hik^Am
金- _ \ J62C 3 @ ?5J:6=5 FA[ >@CE8286 C2E6D FA]k^Am
金- _ \ J62C 3 @ ?5 J: 6 = 5 5 @h吗?(> @CE8286 C2E6D 5 @h ?) k ^
kAmq2D65 @ ?E96 23 @g6 [J@F H@F 36 = = 5: 6 g6 2 d 3 @ ?5J:6=5D C:D6 E92E >@CE8286 C2E6D H:== C:D6 2E E96 D2>6 =6G6=] }@E ?646DD2C:=J] x? D@>6 42D6D[ >@CE8286 C2E6D 4@F=5 C:D6 @C 564=:?6 56A6?5:?8 @? @E96C >2C<6E 724E@CD]k^Am
锦% 96 E: >: ?8 @7 E96 3 @ ?5AC:46D 42? 2=D@ 92G6 2? :>A24E] *@F 42? C625 E92E 3@?5 AC:46D 92G6 5C@AA65 DF3DE2?E:2==J :? E96 >@C?:?8[ 3FE E96? C:D6 :? E96 27E6C?@@?]k^Am
kAmx7 E9: D > @G6 > 6 ?E 5 @6d ? @E > 2 < 6: E E@ E96 42 a: E2 = > 2 c < 6 ed @C E2 < 6 d E@@ = @ ?8 [> @CE8286 C2E6D > 2 j C6 > 2: ?F ? 492 ? 865) k ^
kAmx吗?DF > > 2 cj [2 8 @@5 H2J E@ AC65:4E H9:49 H2J > @CE8286 C2E6D c6 962565: D E@ = @@ < 2 e E96 ' _ \ J62C 3 @ ?5 J: 6 = 5] * @F 42吗?7:?5:E @? DE@4< DE:4<6CD @C :? E96 ?6HDA2A6C]k^Am
kAmx7: E > @G: ?89:896C[ >@CE8286 C2E6D AC@323=J 2C6 E@@] x7 :E’D 5C@AA:?8[ >@CE8286 C2E6D >2J :>AC@G6 @G6C E:>6]k^Am
kAmy: > z2: D6Ck ^
kAmqC2吗?49 | 2 ?286C[ }|{$ R`fa`ge`k^Am
kAmr96CCJ rC66 < | @CE8286 [{{r [} | {$ b__’k ^
kAmk2 9 c67lq9eeai ^ ^ y: > < 2: D6C > @CE8286D] 4 @ > Qmy: > < 2: D6C > @CE8286D] 4 @ > k可^ ^ 2